Unlock Cash Flow
from Your Auto Loan Portfolios
Stream future payments today and access capital when you need it.
At IDA Stream LLC
We help Buy Here Pay Here dealers overcome liquidity challenges with tailored financial solutions. From upfront capital advances to long-term strategies, our expertise ensures you stay liquid and focused on growing your dealership.
Step-by-Step Process
The IDA Stream-to-Bulk Pathway
to Profitability Journey
Originate & Pledge
● Dealers originate the loan as usual.
● Pledge the account to IDA Stream and gain instant access to funding—turning paper into cash flow from Day 1.
Recover & Reinvest
● Recover auction costs fast.
● Pay down floorplans early to reduce interest burden.
● Boost working capital to buy more inventory and grow your lot.
Loan Aging & Equity Build-Up
● IDA Acceptance 360 collects six months of payments, reducing servicing cost.
● Each account builds equity during the aging period—increasing account value.
● Dealers stay liquid and protected while accounts season for bulk sale.
Seamless Transition to Bulk Purchase
● Seasoned accounts automatically transition to the IDA Acceptance 360 Bulk-Purchase Platform.
● Unlock equity built during the account aging period
Accelerate profitability by cashing out aged accounts at peak value.
● Eliminate transitional recourse and buy-back risk—no strings attached.
● Accelerate profits and keep your cash flowing to scale your business.
Contact Us
We’re here to answer your questions and help you get started with the right capital solutions for your dealership. Reach out today.